Contactless card payment limit could be upped from £45 to £100

The coronavirus pandemic means that many shops are refusing, or limiting, cash and pin payments – so contactless has reigned supreme.

However, this can cause issues if you’re doing a big weekly supermarket shop or spending a chunk at a garden centre.

Luckily, shoppers may now be able to use contactless on payments worth up to £100.

The contactless limit was increased from £30 to £45 at the start of 2020 as the Covid-19 crisis spread across Britain.

And, now, City watchdog the Financial Conduct Authority (FCA) has announce that it may be raising the limit from £45 to £100.

They said: "Since the limit for contactless card payments was raised to £45 last April at the start of the pandemic, people are increasingly making use of contactless payments.

"It’s important that payments regulation keeps pace with consumer and merchant expectations."

The World Health Organisation recommended that people opt to use contactless payments to halt the spread of the respiratory virus.

By not touching key pads or exchanging cash the risk of the virus is limited by reducing physical contact.

This is also why many shop assistants wear gloves at the register.

By easily tapping your card on the machine neither person risks picking up germs from the surface of the items.

The FCA said it will be reaching out to hear views on putting the limit up to £100.

This is part of a wider consultation showing changing behaviours in how we pay for things.

In the meantime, Apple Pay currently has no upper limit on contactless payments in the UK.

This means that you can use your phone to pay for larger purchases in the same way as a contactless card.

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