What will happen to my dad's house when he goes into a care home?

DEAR DEIDRE: MY dad has put his house and mortgage in my name, but I’m worried what will happen when he goes into a care home.

He only had three years of mortgage left to pay.

For more advice from Dear Deidre

No issue is too small, too large or too embarrassing. Read our personal replies here.

  • Dear Deidre on Sex
  • Dear Deidre on Relationships
  • Dear Deidre on Marriage
  • Dear Deidre on Family
  • Dear Deidre on Parenting
  • Dear Deidre on Grief

But when he suffered a stroke at the beginning of the year, we thought it was wise he put the house and mortgage in my name.

He also registered me as his power of attorney and updated his will. It meant he only had to worry about his health going forward.

But he’s finding it hard to look after himself – he’s lived alone since my mum died.

Get in touch in Deidre

Every problem gets a personal reply, usually within 24 hours weekdays.

Send an email to [email protected]

Or private message us via the DearDeidreOfficial Facebook page.

We change all personal details in our published stories to protect your identity.

I think he might do better in a care home, but I’m worried what will happen to the house.

I’m 32 and my dad’s 58.

DEIDRE SAYS: You can “gift” property or money to children, but there has to be a seven-year gap before death.

If less time had passed, it would fall back to your dad’s estate.

So potentially your dad’s care home fees would need to be paid for out of his estate, which would include the property.

You can get some good legal advice free via citizensadvice.org.uk.

READ TODAY'S DEAR DEIDRE My ex kept me and our son a secret from his family for four years

READ DEIDRE'S NEW PHOTO CASEBOOK Ryan wants to ask new trainee Lottie out for a drink

GET IN TOUCH How the page works and how to contact us 

    Source: Read Full Article