Inside the UK’s cheapest houses you can buy right now with prices starting from £15,000 for a three-bed | The Sun
HOUSE prices continue to rise but there are still some homes you can snap up for cheap, even if you're a first-time buyer.
The average house price is now at £281,000 according to the latest figures from the Office for National Statistics (ONS).
But we've found homes listed on Zoopla that are being sold for a fraction of that
And you could even land a three-bed home for as little as £15,000.
Although saving enough for a deposit is still tough, you'll only need around £1,500 for a 10% deposit to secure some of these homes on the list.
However, you'll have to be prepared to move the distance if some of these homes aren't close to your area.
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Always keep in mind that some of these homes might need a bit of doing up too – because they're cheaper, they might not come spick and span.
Before splashing out, you should pay to have a survey carried out.
This is especially important for homes that need work, and they will come at an additional cost to the survey your mortgage lender will carry out.
Here’s a look at the 10 cheapest homes on the market according to Zoopla.
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11Three-bed, Preston – £15,000
This three-bed semi-detached house in Preston is the cheapest on the market, according to Zoopla.
It falls in council tax band A and it comes with two bathrooms and one living room.
It's not clear whether there's a separate room for the kitchen, so you'll need to view it to find out more.
It also comes with central heating.
Detached house, Hereford – £25,000
This freehold property is within easy distance to Riverside Primary School and Our Lady's RC Primary School.
It's also roughly two miles from the city centre, so you'll have easy access to shops and necessities.
It's not clear how many bedrooms there are and what the rooms look like, so you'll need to call up Zoopla to find out more.
This property is available to freeholders only – when you buy a property, it's either freehold or a leasehold.
In both cases you still own it, but there are some differences.
You can read more about what they both mean here.
Two-bed, Wallsend – £25,000
This two-bed is also in band A, with close proximity to both Newcastle and Manors.
Remember, if you're in band A, you could be entitled to a £150 council tax rebate.
You'll need to have at least a 5% mortgage deposit before you buy this home, though, so that's a minimum of £2,500.
Your combined household income will also need to be roughly less than £80,000 in order to purchase this home.
However, this figure can vary between lenders and your circumstances so make sure to check what you can borrow first.
Read more about how to boost your income and apply for mortgages here.
One-bed, Hartlepool – £26,000
With one bedroom and one bathroom, this is an ideal one for a student or anyone who doesn't need a lot of space.
If you want to see more inside the property, you'll have to get in touch with Zoopla.
As always, you might want to consider what condition it might be in before you buy, and how much it could cost to spruce it up.
Two-bed, Peterlee – £28,000
This terraced house is in need of a tidy-up, so make sure you consider that fully before you decide whether you want it.
It's another freehold property, so that's another commitment you should think about carefully.
But it's vacant right now, which means it's available to be snatched upeven now.
You'll need a deposit of 10% first, which is £2,800 in this case.
Two-bed, Middlesborough – £30,000
This two-bed terrace is currently under bid, so if you want it, you'll need to be quick.
The property currently has an offer of £40,000.
It has two bedrooms and two living rooms, so it's a spacious home and ideal if you have a bigger family.
if you want it, you'll now need to submit a higher offer than £40,000 in order to sign a contract.
For this, the deposit is £3,000.
Two-bed, Peterlee – £32,000
This is a leasehold property with two bedrooms and a bathroom.
It's been recently refurbished, so you shouldn't need too much work done to it.
It's also vacant now, so you can move in a soon as you like.
It's £122 per month and the deposit is worth £3,200.
Two-bed, Horden – £33,000
This property in Horden will need a lot of work done to it – it could account to an extra £6,000-£7,000 on top of your purchase.
There are also builders working there right now, and there will be an additional fee of £1,000.
If you've got the cash and feel like a project, it could be for you.
Two-bed, Hartlepool – £33,000
This two-bed is promoted as solid investment opportunity – it's freehold and it's very close to local business transport stations, making it a prime location.
But there has been an offer of £38,000 put in already.
So, again, you'll need to bid higher than that if you want it.
Remember any further costs to spruce up the house alongside any fixes or breakages.
Two-bed, Carlisle – £34,500
This is the most expensive on our list.
As a leasehold property, this could be an excellent opportunity for a first-time buyer.
It's also next to a sweet woodland area – so it would be peaceful if you prefer the quiet life.
But it's not far from a list of schools either, and the M6 motorway and the western bypass are easily accessible.
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A charge for rent of £301.90 is an annual bill to consider and a service charge of £30.65 is payable monthly.
And don't forget the deposit – that'll be an extra £3,450 at the beginning.
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