Single mum struggles to live on £1,300 a month maternity pay and benefits

A single mum says she’s battling to keep herself afloat during maternity leave.

Gabby Capon, an operations supervisor at a recruitment company, raked in 90% of her monthly salary post-pregnancy – but this dropped to down to £666 in monthly statuary pay after six weeks.

She also receives £530 in Universal Credit and £86 in child benefit each month.

The Kent-based parent says she’s cautious with money and spends time looking for deals when she’s doing her weekly food shop at Aldi or Tesco.

But paying her mortgage and housing costs set her back £650 a month.

She’s also currently paying off £399.18 in monthly loan debts after splashing out on an Audi Q12.

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Gabby has had to dip into her savings – and she fears running out of money.

Holly told The Sun’s Cash Clinic : “I have used most of my savings to pay towards bills and outgoings since my daughter was born as maternity pay and benefits do not cover my outgoings.

“I’ve only got around £1,000 left.

“I want to take time to enjoy my daughter but be comfortable and not have to worry each month about paying the bills.

“Ideally I want to be debt-free and not run out of money during my maternity leave.”

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To reduce Gabby’s worries, expert Holly Thomas was on hand to offer her words of advice.

She shaved £13.70 a month of the mum’s bills by getting her to use price comparison sites.

This is a wise move, as many Brits over-pay for their energy, water and broadband.

Holly also advised the mum to check out bank switch rewards.

In some instances, banks will give you cash for choosing to open an account with them.

This should help the mum to supplement her maternity pay.

  • Money

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